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Medical Debt Will Soon Be Banned from Credit Reports: What It Means for You
Millions of Americans struggling with medical debt just got some much-needed relief. Recent developments indicate that medical debt will...
Tania Espejo
Jan 83 min read


How Reporting Rent Payments Can Boost Your Credit Score
In recent years, the importance of credit scores in shaping financial opportunities has grown considerably. From securing favorable loan...
Tania Espejo
Oct 28, 20243 min read


Credit Scams in 2024: How to Protect Your Finances
The digital age has brought convenience and opportunities for financial growth, but it has also opened the door to new and sophisticated...
Tania Espejo
Sep 9, 20245 min read


U.S. Credit Card Debt Hits Record High of $1.14 Trillion: How to Avoid the Debt Trap
As the U.S. economy continues to evolve, so does the financial landscape for millions of Americans. Recently, U.S. credit card debt...
Tania Espejo
Aug 12, 20243 min read


The Origins of Collection Companies and How to Deal with Them Using Our Proven Letter
Dealing with collection companies can be daunting, but understanding their origins and knowing how to effectively handle them can empower...
Tania Espejo
Aug 8, 20243 min read


Building Credit from Scratch: A Comprehensive Guide
Establishing credit from scratch can seem like a daunting task, but it's a critical step in achieving financial stability and...
Tania Espejo
Jul 23, 20243 min read


The History of the 4th of July and the Tradition of Fireworks
Every year on the 4th of July, Americans come together to celebrate Independence Day with barbecues, parades, and fireworks. But have you...
Tania Espejo
Jul 2, 20243 min read


Understanding APR and Interest Rates: A Detailed Explanation of How Interest Rates Work on Different Credit Products
Understanding APR vs Interest Rates!!! When it comes to managing personal finances, understanding the intricacies of Annual Percentage...
Tania Espejo
Jun 26, 20244 min read


BNPL Game-Changer: How New CFPB Rules Will Protect Your Wallet
June 2024 - The Consumer Financial Protection Bureau (CFPB) has just dropped a bombshell regulation that could save your wallet! For the...
Tania Espejo
Jun 4, 20242 min read
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